Who Pays for a Hit-and-Run Accident in California? 

With nearly 40 million residents living in the Golden State, hit-and-run incidents have become a commonplace occurrence in California's bustling streets. Regrettably, without adequate insurance protection, such unfortunate accidents can leave victims financially exposed. However, being well-versed in insurance fundamentals can ensure you acquire the necessary coverage, shielding you from the immense financial burdens associated with such incidents. In this article, we will discuss what happens in a hit-and-run, as well as explore available insurance options for hit-and-run coverage that can help mitigate the financial impact if the perpetrator is not found. By being informed and prepared, you can navigate such accidents with greater confidence and peace of mind.

What to Do After a Hit-and-Run Accident

Car accident laws in California can be complex, especially when you need to file a hit-and-run claim. Before we delve into the legal aspects, let's briefly discuss the immediate aftermath of such an incident. If you are involved in a hit and run accident in California, remember to take the following steps:

1. Check yourself and others involved in the accident for injuries. If anyone is injured, call 911 immediately for medical assistance.
2. If possible, move your vehicle to a safe location to avoid blocking traffic and further accidents.
3. Try to gather as much information as possible about the hit-and-run driver and their vehicle.
4. File a police report as soon as possible.
5. Document the scene, including damage to your vehicle, other property, and visible injuries.
6. Contact your insurance company and provide them with all the information you have.

However, being proactive in your approach to safeguarding against such incidents can also make a significant difference. Investing in a dashcam, for instance, can serve as a crucial tool in providing evidence and aiding investigations should you become a victim of a hit-and-run. Furthermore, understanding California dash cam laws is essential to ensure compliance and fully leverage the benefits this technology offers.

Who Pays for Hit and Run

Now, let's talk finances—who's responsible for hit-and-run damage, and does insurance cover hit-and-run? If you have uninsured motorist coverage as part of your auto insurance policy, it may cover damages to your vehicle and medical expenses resulting from the hit and run accident, up to the limits of your policy. If you have collision coverage, it may cover hit-and-run vehicle damage, but keep in mind you will likely be subject to your deductible. However, suppose you do not have uninsured motorist coverage or collision coverage. In that case, you may need to pay for damages out of pocket unless the perpetrator is later identified and found to have insurance or assets to cover the damages.

Following a hit-and-run accident, the trauma and stress can leave victims feeling overwhelmed and vulnerable. Often, individuals find themselves at a loss for what steps to take next, particularly amidst the flurry of emotions and uncertainty. Law enforcement can play a pivotal role in documenting the incident and ensuring immediate medical attention, but their primary focus may not extend to advocating for your legal rights.

This is where consulting with a legal professional becomes indispensable, as their guidance can give a clear understanding of your rights. In addition, an attorney can shield you from potential exploitation by insurance companies, ensuring that you receive the compensation and support you rightfully deserve for any loss, damage, or injuries you may have experienced.

Looking for Legal Help in North Hollywood or Burbank?

As an established law firm in North Hollywood, Yepremyan Law has been representing clients in Southern California since 1998. With 24/7 support, our North Hollywood personal injury attorneys offer free consultations where you can receive the proper legal advice you need for your case. Whether you're seeking guidance from our North Hollywood car accident attorneys or wish to connect with our dedicated Burbank personal injury attorney, we are ready to assist. Let us handle communications with insurance companies on your behalf, allowing you to prioritize your recovery with peace of mind.

Yepremyan Law Firm works on a contingency basis for all personal injury matters. This means you bear no financial risk because our payment is contingent on the success of your case. No recovery, no fee.

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